OurInsuranceTruth – Your Path to Insurance Truth.

Financial fraud victims are approached by phony asset recovery firms that promise to retrieve lost money in exchange for an

How Investors Can Profit From Bankrupt Companies

For people who are going through it, bankruptcy—the legal process that businesses or individuals go through when they are unable

The main product of Tesla Inc. (TSLA) is high-performance all-electric automobiles. Along with services associated with its products, the electric

Benefit-Expense Ratio: What Is It?The benefit-expense ratio is used in the insurance industry to characterize the percentage of revenue received

Annual Premium Equivalent (APE): What Is It?In the UK, insurance firms frequently use an annual premium equivalent (APE) as a

What is Underwriting for Cash Flow?When insurance firms price an insurance product lower than the rate of premium needed to

The Frequency-Severity Method: What Is It?An actuarial technique called the frequency-severity approach is used to estimate the average cost of

Probable Maximum Loss (PML): What Is It?The largest loss that an insurer would be anticipated to sustain under a policy

The best time to purchase life insurance is while you’re young. For example, a 30-year-old woman in good health would

Ask yourself this one question if you’re unsure if purchasing life insurance makes sense: “Would my death leave anyone in